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Your success isn’t optional—it’s our business model.

We only charge if your wealth grows—and back it with a 15-year positive return guarantee. No other adviser we know of goes this far to protect your future.

Click here to book your no obligation meeting

The Collies Wealth Advantage

Performance-Based Fees: After set-up, only pay us 10% of annual gains. No gains? No fees.

15-Year Positive Return Guarantee: If your portfolio loses money over 15 years, we make you whole.

KiwiSaver, Investment Portfolios & Insurance all in one place.

Aligned Interests: What’s best for you is best for us.

Free Retirement Planning: Every partner can get a Lifetime Wealth Strategy at no cost.

No Minimum Investment: Start with any amount.

How it Works

Click below to book your no-obligation Introduction meeting—or schedule a follow-up session—with us today.

Click here to book

Introduction & Initial Discussion

You reach out to us and set a meeting to discuss what you want to achieve and how we can help you get there.

Share your information in an online Discovery Form (or in a meeting/call)

Our Discovery process is designed to gather and understand your personal information so we can achieve your goals.

Option 1: Wealth Optimisation
If you’re comfortable sharing all relevant details and want a clear financial roadmap, we’ll create a tailored Wealth Optimisation Strategy for you to support your financial decisions.

This strategy will show you how much to invest, where to invest, and how to structure future savings to achieve your long-term goals.

Option 2: Focused Implementation Service
If you already know what you want to do and prefer to focus on a specific objective—such as KiwiSaver advice, investing an inheritance, or setting up a monthly savings plan—just tell us what you need and we’ll provide advice targeted to your chosen goal.

Examples:

Review my KiwiSaver for growth by retirement
Invest my $1,000,000 inheritance for the long term
Invest $1,000 per month

Agree on what you have asked us to do

This step is about confirming the instructions you’ve given us.

Your instructions may be based on a Wealth Optimisation Strategy we prepared to support your decisions, or they may simply reflect your own choices.

For example:

‘I want to invest $1,000,000 for growth.’
‘I want my KiwiSaver managed and guaranteed by Collies.’
‘I want to simplify my finances and transfer my insurance to Collies.

We then prepare short statements outlining your instructions for you to approve us to implement after you have signed on as a partner.

Sign a Service Agreement to become a Collies Wealth Partner

Signing this mean you become our partner and our entitle to our no loss guarantee and unique fee structure.

You will acknowledge you understand and are comfortable with the risks and rewards of investing and how our service works.

Then the fun begins and we begin your journey to financial freedom!

We open your account, and you deposit cash, transfer assets across, or purchase insurance!

Provide Situation Reports (Sit Reps) to us on your journey to financial freedom

Please let us know as soon as anything changes that could affect our advice, so we can respond quickly. We’ll also check in with you regularly.

Why You Can Trust Us

Fair & Transparent Fees

Performance-Based Model: You only pay 10% of annual gains.

No Gains? No Fees: If your portfolio doesn’t grow, you pay nothing.

No Hidden Profits: We do not profit from transactions like brokerage or currency conversion in your portfolio.

Your Assets Are Always Safe

We never hold your assets.

All investments are held in a bare trust structure with FNZ via Consilium, and you remain the beneficial owner at all times.

This ensures:

Full legal ownership.
Complete transparency.
Independent custodial oversight.

Licensed & Compliant

Financial Markets Authority (FMA) License: Collies Wealth Partnerships Limited is licensed to provide financial advice services by the FMA. FSP Number: FSP1008217

Code of Professional Conduct:
We meet strict standards for competency, ethics, and client care under the Financial Markets Conduct Act 2013 and the Code of Professional Conduct for Financial Advice Services.

Long-Term Guarantee

We believe investing should have the same accountability as buying a fridge or a car—our model guarantees long-term results.

15-Year Capital Protection Guarantee: If your portfolio loses money over a 15-year period due to our investment selection, we will make you whole (conditions apply - such as not applicable if a nuclear war occurs).

Free Retirement Planning & Direct Access

Every client receives complimentary retirement planning—because cost should never stop you from avoiding common mistakes or reaching out for advice.

Plus, you’ll have direct access to your Wealth Partner anytime—no call centers, no middlemen. Just real conversations by phone, email, or in person.

Independent Complaints Resolution

If you’re ever dissatisfied, we make resolving issues our top priority. First, we’ll work with you directly to fix the problem quickly and fairly.

If you’re still not satisfied, you have free access to Financial Services Complaints Ltd (FSCL)—an independent dispute resolution service.

This ensures you’re always protected by a neutral third party, giving you peace of mind that your concerns will be heard and resolved.

Our methods are based on our interpretations of the sound logic and philosophies of Warren Buffett, Charlie Munger, and Nassim Taleb along with insights from others such as Howard Marks and Peter Lynch.